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What makes U-Smart ... Smart?
Repayment plans aligned with course timelines
Loan structures that consider future earning potential
Digital application and faster approvals
Competitive interest rates
Transparent lending by an RBI-registered NBFc
Why we exist
Education is hard enough, Funding shouldn’t be
Choosing what to study is a big decision. Figuring out how to pay for it shouldn’t feel just as daunting.
U-Smart helps students and families finance education with loan structures that actually make sense; built around the course, the journey and what comes next.
Courses we proudly support
Undergraduate and postgraduate degrees
Higher education in India and overseas
Vocational and skill-based programmes
Professional courses lIke Pilot training, nursing, healthcare and others
Simple steps, fewer headaches
01
Apply online
Share your course and basic details digitally
02
Quick eligibility check
We review the course, institution, and applicant details
03
Funds, sorted
Once approved, funds are disbursed to the student or institution
Whether it’s a quick question or a deeper conversation, drop a hi!
PHONE
+91 8040802653Reach out to us anytime between 10 AM - 7 PM from Monday to Sunday (except national holidays)
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RBI Registered NBFC : AUREUS FINVEST PRIVATE LIMITED
(FORMERLY KNOWN AS SHIVDURGA TRADING PRIVATE LIMITED)
(FORMERLY KNOWN AS SHIVDURGA TRADING PRIVATE LIMITED)
CIN : U51909WB1985PTC038357
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