Find the perfect loan that fits all your needs

Fast

Flexible

Fair

Designed for reality, not rules

Upto ₹50,000 Loan

Flexible Tenure

Instant Disbursal

Upto 36% Interest Rate

Smarter Loans, Smarter Life

Flexible Repayment

Pay interest only for the days you use the loan

Instant Approval & Disbursal

Apply in minutes, get funds quickly

No Hidden Fees

Transparent pricing, clear terms.

Earn Klinq Points

Get rewarded for on-time payments.

Zero Foreclosure

Close anytime. Zero charges, zero fuss.

can you klinq your way?

Eligibility Criteria

No endless paperwork! No unnecessary hoops!

21 - 55 years old

Salaried professional

CIBIL score above 710

Minimum in - hand salary of ₹30,000 per month

PERSONAL LOANS DESIGNED FOR YOU

For Planned and Unplanned Moments

Medical bills

Rent & utilities

Travel plans

Family needs

Upskilling

Emergencies

Carry Klinq
in your Pocket

Apply in minutes, get approved in seconds and manage everything from your phone.

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‍AppleStore

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GOOGLEPLAY

Need help?
Let’s Klinq it out!

Whether it’s a quick question or a deeper conversation, drop a hi!

MAIL

support@myklinq.com

PHONE

What’s the interest rate on personal loans and how is it charged?

Interest is calculated only for the days you use the loan amount, making your cost lighter over time.

Can I repay early or foreclose my personal loan?

Yes! Close at any time with zero foreclosure charges.

How fast will I get approved and disbursed?

Apply in minutes! Many users see funds hit their account instantly after approval.

Do I need a high salary to apply for a personal loan?

You need to be a salaried professional with a CIBIL score above 750. No hefty salary threshold.

How can I earn Klinq Points?

Klinq Points are rewards you earn for on-time repayments. Redeem them for benefits and discounts.

Can I check eligibility before applying for a personal loan?

Absolutely! Just enter your PAN & DOB to see where you stand.